Financial Assistance, Scholarships and Bursaries
Singaporean students in financial need may apply for the MOE FAS to help cover schooling costs. Scholarships and bursaries are also available for eligible JC students.
Financial Assistance, Scholarships and Bursaries
A) MOE Financial Assistance Scheme (MOE FAS)
The objective of the MOE FAS is to help financially needy Singaporean students in Government and Government-aided schools to meet basic schooling expenses.
Eligibility Criteria:
To be eligible for MOE FAS, the student must meet the prevailing MOE eligibility criteria.
The student must:
1. Be a Singapore Citizen enrolled as a full-time student in a Government or Government-aided school and not be enrolled in any other school or institute of higher learning.
2. Attend school regularly. Students who do not attend school regularly may have their eligibility for financial assistance reassessed.
3. Not receive financial assistance from more than one MOE-funded school or institute of higher learning.
4. Meet the prevailing income eligibility criteria set by MOE:
· Gross Household Income (GHI) does not exceed $4,000 per month; or
·Household Per Capita Income (PCI) does not exceed $1,000 per month.
PCI = Monthly Gross Household Income ÷ Number of members in the same household
Students and parents/guardians should inform the school of any changes that may affect their eligibility for financial assistance.
Benefits:
Students approved for MOE FAS may receive:
· 100% subsidy of school and miscellaneous fees
· $1,600 per annum, inclusive of the public transport subsidy
The benefits are subject to the prevailing MOE FAS terms and conditions.
How to Apply:
From 12 October 2026, parents/guardians can apply for 2027 MOE FAS through the new Student Finance System (SFS) e-Services portal using Singpass.
Applications can be submitted through either:
· Parents Gateway app
Go to Services → Financial Assistance
OR
· Student Finance System (SFS) e-Services portal
https://studentfinance.moe.gov.sg (opens in new tab)
Parents are encouraged to apply through Parents Gateway or the Student Finance System (SFS) e-Services portal from the opening date.
The application outcome will be made known through the SFS e-Services portal.
Important Information:
1. Parents only need to submit one application form, even if their children are studying in different Government and Government-aided schools, independent schools, specialised schools, and specialised independent schools.
2. If your family and child is/children are existing beneficiary/beneficiaries of MSF ComCare, your child/children will be auto-granted MOE FAS. You do not need to apply for MOE FAS separately.
3. Parents should ensure that the information and supporting documents submitted are complete and accurate. The school has the right to request for additional documents to verify the student's eligibility.
4. Parents who require assistance with the MOE FAS application may refer to the self-help guide available in the SFS e-Services portal or approach the school for assistance.
5. If your application is approved before the end of the month, your child will be placed on the MOE FAS in the following month till December of the year or when your child is no longer eligible for financial assistance, whichever is earlier. There will be no reimbursement or retrospective subsidies provided. Fresh applications will have to be submitted for each school year.
6. For more information on the MOE Financial Assistance Scheme, income eligibility criteria and benefits, please visit the MOE website: https://www.moe.gov.sg/financial-matters/financial-assistance (opens in new tab)
7. To ensure a smooth application process, you must have an active GIRO account registered with the school. eGIRO application https://www.moe.gov.sg/financial-matters/fees/egiro (opens in new tab)
B) School-Based Financial Assistance Scheme (SBFAS)
Students who are not eligible for MOE FAS but require financial assistance will have their MOE FAS application used to assess eligibility for the School-Based Financial Assistance Scheme (SBFAS). Applicants will be informed of the outcome by the school.
C) Scholarships and Bursaries
Scholarships and bursaries from the College, MOE and other external organisations are available to JC1 and JC2 students who meet the criteria.
The current scholarships and bursaries include:
1. The Straits Times School Pocket Money Fund
2. CDAC Post-Secondary Bursary
3. Daisy Phay Foundation - Shine Scholarship
4. Daisy Phay Foundation - MOE Award
5. Singapore Buddhist Lodge Education Foundation Bursary Award
Please look out for registration announcements on Parents Gateway for these scholarships and bursaries.